Flexible structures
Debt, revenue-based capital, and equity options designed around the need—not a one-size-fits-all product.
Impact ventures
Capital that works differently.
Flexible financing for North Texas small businesses ready to strengthen, scale, and build lasting wealth.
Certified CDFI
Impact Ventures is a federally certified Community Development Financial Insitution (CDFI)
Flexible capital $10K–$250K Core product range
Loans. Lines of credit. Contract financing. Revenue-based capital. Equity.
Our track recordCapital + Community Creates Momentum.
3,500+Individuals impacted
745Jobs created
~$2MCapital deployed
$30M+External capital raised
Capital + readiness
Funding built for the way small businesses actually grow.
Impact Ventures is a 501c3 federally certified Community Develpoment Financial Institution (CDFI). We pair flexible financing with preparation, relationships, and practical guidance so entrepreneurs can make stronger decisions before—and after—the capital arrives.
We look beyond a single score or snapshot. Our team works to understand the business, the opportunity, the risks, and the structure that best supports sustainable growth.
Practical underwriting
A clear-eyed view of cash flow, capacity, character, and the real story behind the financials.
Support beyond capital
Capital-readiness coaching, trusted connections, and ongoing guidance to help the business use capital well.
Product offerings
Find the right capital for your next move.
From the first working-capital need to a larger growth investment, our products are designed to meet businesses at different stages.
$10K–$50K
Microloans
Accessible capital for smaller, immediate needs and the next step in your business.
- • Working capital and cash-flow support
- • Inventory, equipment, and supplies
- • Term or revolving structures
$50K–$250K
Small Business Loans
Growth capital for established businesses with a clear plan and demonstrated repayment capacity.
- • Expansion and new locations
- • Staffing, equipment, and inventory
- • Larger working-capital needs
Structured to need
Contractor or PO Financing
Working capital tied to an awarded contract, purchase order, or verified receivables.
- • Payroll, materials, and mobilization
- • Corporate and public-sector contracts
- • Milestone or receivable-aligned funding
$50K–$250K
Revenue-Based Financing
Growth capital with payments structured to better align with the rhythm of business revenue.
- • Flexible repayment structure
- • Recurring or predictable revenue
- • Growth initiatives with measurable return
$100K–$250K
Preferred & Redeemable Equity
Patient investment capital for scalable businesses that need room to execute a larger growth plan.
- • No immediate loan amortization
- • Longer-term growth orientation
- • Aligned ownership and exit structure
Product availability, amounts, rates, terms, and structures are subject to eligibility, underwriting, documentation, and capital availability.
Contract financing
An awarded contract should create opportunity—not a cash-flow crisis.
IV Community Capital helps qualified suppliers bridge the gap between winning the work, paying to deliver it, and receiving payment from the buyer.
Fund execution
Support payroll, inventory, materials, equipment, and mobilization.
Match the payment cycle
Structure capital around verified milestones, invoices, and receivables.
Build capacity
Strengthen financial systems and performance for the next contract.
What we evaluate
A financeable contract starts with clear evidence.
- Awarded contract, purchase order, or executed agreement
- Buyer quality and verified payment process
- Scope, milestones, budget, and delivery timeline
- Business capacity and relevant performance history
- Clear repayment source and controlled use of funds
Documentation requirements vary by transaction.
Who we serve
Built for underestimated entrepreneurs with real opportunity.
We focus on small businesses across Dallas, Tarrant, and Collin counties and welcome entrepreneurs historically overlooked by traditional capital markets.
01
Operating business
Verifiable revenue, active operations, and a legal entity in good standing.
02
Clear use of capital
A specific business need and a realistic plan for how the funds will create value.
03
Repayment capacity
Cash flow or another documented source that supports the proposed structure.
04
Ready to be transparent
Willingness to share financials, ownership information, and relevant supporting documents.
Each product has additional eligibility and underwriting requirements. Submitting an interest form does not guarantee financing.
How it works
A clear path from interest to investment.
Our team will help you understand what is needed, what product may fit, and what comes next.
Share your need
Complete the Capital Interest Form with your business, funding need, and timing.
Talk with our team
We assess fit, clarify the use of funds, and identify readiness gaps.
Underwrite & structure
We review the business and shape terms around risk, capacity, and opportunity.
Close & grow
Approved capital is documented and funded, with ongoing support available.
Prepare for the conversation
Common documents
Recent business tax returns · Year-to-date profit & loss and balance sheet · Business bank statements · Debt schedule · Ownership documents · Contract or purchase-order documents, when applicable
Your next move
Ready to fund what’s next?
Tell us where the business is today, what opportunity is in front of you, and what capital would make possible.
